Bill 3: The Manitoba Public Insurance Corporation Amendment Act

This primarily affects individual vehicle owners and businesses in Manitoba that register vehicles under an owner's name for insurance purposes through Manitoba Public Insurance (MPI). Businesses with company-owned vehicles — such as trucking, delivery, trades, or fleet operators — need to be aware that premium discounts will be tied to the registered owner's driver safety rating rather than any other driver's record. Small operators or sole proprietors who register vehicles in their own name will find their personal driving record directly determines their insurance discount. Larger businesses or those with vehicles registered under corporate names or non-licensed owners may be affected differently, as the regulations will outline exceptions for cases where the registered owner does not hold a valid driver's licence.