British ColumbiaBC-M237Second Reading
BC-M237: Bill M 237: Insurance (Vehicle) Amendment Act, 2026
Sponsor: Sheldon ClareIntroduced March 9, 2026Last checked August 28, 2026
Read the official textOfficial version
What this bill does
This British Columbia bill extends the deadline for making catastrophic injury insurance claims under the provincial vehicle insurance system and lowers the threshold for what qualifies as a catastrophic injury by reducing the number of amputations required from two to one.
Plain-language summary by Legisail.
Business impact
Compliance
This bill primarily affects ICBC (the Insurance Corporation of British Columbia) and, indirectly, any business in BC that operates vehicles or manages fleets — such as trucking companies, delivery services, taxi and ride-hailing operators, and construction firms with vehicle fleets. These businesses pay into BC's public auto insurance system and could see changes in claims costs or premiums over time, as more injured individuals may now qualify for catastrophic injury benefits and previously time-barred claimants may reopen or file new claims. The retroactive application to injuries sustained on or after May 1, 2021 means businesses and insurers may face an increase in historical claims. Size doesn't particularly matter here — any BC driver or employer with vehicle insurance is potentially affected, though fleet operators with more vehicles and employees face proportionally greater exposure.
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Where this bill is
First ReadingMarch 9, 2026
Second ReadingApril 27, 2026
Next: Committee review
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